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Discover Our Financial Solutions

Gain insight into Sterling Business Finance Ltd’s tailored financial products, designed to empower your business with flexible capital and competitive terms.

Asset Finance

A solution that allows businesses to acquire essential assets without the need for significant upfront capital. By spreading the cost of the asset over manageable monthly payments, asset finance helps companies preserve cash flow while still being able to expand operations, secure new contracts, and invest in equipment or machinery.

Growth Guarantee Scheme

The Growth Guarantee Scheme (GGS) is a government-backed programme that helps small and medium-sized businesses access the finance they need to grow, invest, and thrive. Building on the principles of the Recovery Loan Scheme, it offers lenders a government guarantee, making funding more accessible for businesses that may lack substantial security or an extensive trading track record.

Merchant Cash Advance

A flexible financing option that allows you to borrow funds, with repayments made as a percentage of your card transaction income. . With a Merchant Cash Advance, you benefit from full transparency, as repayments are directly linked to your business performance, calculated as a fixed percentage of your card and online sales.

Invoice Finance

Invoice finance is a versatile funding solution that helps businesses release cash tied up in unpaid invoices. Instead of waiting weeks or months for customers to settle their bills, it allows companies to receive an advance on outstanding amounts, delivering fast access to working capital to support day-to-day operations and growth.

Business Loans

A business loan provides your business with a lump sum of capital, distributed over a fixed term. With our streamlined application process and quick approval, you can access the funds you need without delay. We offer tailored monthly repayments to suit your business’s cash flow, ensuring the loan is affordable and easy to manage.

Asset Refinance

We can unlock cash from your existing assets through refinancing, using them as collateral for a loan if they hold value and are not currently financed. This boosts your financial flexibility, allowing you to access capital without affecting other credit lines or reserves. It’s a smart way to raise funds while preserving cash flow.

Discover Tailored Financial Solutions That Drive Growth

Gain access to customised financing options that empower your business. Start your application now and experience fast approvals and competitive rates designed to meet your unique needs.

Bespoke Funding Solutions Tailored To Your Business
Dedicated Account Manager
Discounted Rates from exclusive lenders
Commercial Finance Expertise

Learn More

Sterling Business Finance Limited (15738519) 4 Leighton Street, Woburn, Milton Keynes, Bedfordshire, United Kingdom, MK17 9PJ is a Representative of Moorgate Finance Ltd T/A MBN®. MBN is a trading style of Moorgate Finance Limited is authorised and regulated by the Financial Conduct Authority, FRN: 662419. Our FRN is 1018106 Sterling Business Finance Limited is an authorised credit broker and not a lender. We work with a Panel of Lenders whose particulars will be supplied upon request to find a potentially suitable arrangement for your consideration.

ICO registration ZB726281 and you can check via www.ico.org.uk.

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.